Buying our own home - BabyUniversity.com - Baby and parenting forums and reviews
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#1 of Old 05-15-2017, 11:38 PM - Thead Starter
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Buying our own home

Hello,

I am here asking for some advice regarding financing our home.

We have been living in different rented home for the past few years. It is really difficult when we have to keep shifting homes every now and then.
And I have a 8 month old daughter. Things will be more difficult with a small baby.So we are thinking of purchasing our own home now so that we can get settled.

But we will have to depend on a mortgage for that and we are ready for it. We both have never taken any mortgage till now. So we have zero knowledge about it. I was just looking at the current mortgage rates on the internet to get a small idea about it.

I have a few questions regarding this. Should we approach a mortgage broker or a bank? And I would also like to know about the pros and cons of fixed mortgages and variable mortgages, which would be a better option? I am looking forward to some expert suggestions on this. Thanks.
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