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#1 of 4 Old 09-20-2010, 10:30 AM - Thead Starter
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I'm trying to figure out what to do in this situation:

 

I owe Capital One $974 by October 9 or it will probably become charged off and they will probably sue me.  I am about as worried as all get out about this!!!  I have never been sued.  I talked to the collection agency and they said to send in $160 for the next three months.  But that won't stop them from taking legal action. 

 

I tried selling my wedding dress on Craigs List and ebay but it isn't selling.  I have a ring that was my mother-in-law's that I'm going to see if I can have it appraised and if it is enough I'll sell it.

 

All the other credit card companies are working with me except Capital One. 

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#2 of 4 Old 09-20-2010, 11:08 AM
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Big hugs.  I know what it is like to sell your jewelry to pay your bills.  :o(  I wish the smilies worked.  Just writing seems so inadequate.


 
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#3 of 4 Old 09-20-2010, 05:14 PM
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:hugs: Oy, I've been in trouble with credit companies before ... no fun.  I hope you are able to figure something out.


Elaine White

I'd love to be the ideal mother but I'm too busy raising my kids.

Haley Olivia 8-17-96 ~ Zachary Tyler 4-30-01 ~ Asher Mackenzie born an angel 2-26-03 ~ Brenna Grace 5-4-06
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#4 of 4 Old 09-21-2010, 07:16 AM
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If they are going to sue you regardless, I wouldn't sell anything.  Just send in the monthly amount.  You can only do so much and you ARE trying to pay them off.  It's not like you are blowing them off and don't want to pay them at all.  Believe me, selling your jewelry is an absolute last resort.  When I sold mine it was to buy groceries, not to pay a credit card company who refused to work with me.  If they are going to sue either way, then hang on to the jewelry.


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Parenthood:  That state of being better chaperoned than you were before marriage.  ~Marcelene Cox  Sing out loud in the car even, or especially, if it embarrasses your children.  ~Marilyn Penland
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